Help Yourself with our Free Self Credit Repair
Kit!
Our Self Credit Repair Kit
was written by a former Credit Repair Attorney for the Federal Trade Commission
and includes legal strategies to quickly and effectively remove negative
items from your credit report. With the our Credit Repair Kit you will
have all of the tools and resources to remove negative items from your
credit report and get the good credit you deserve!
Our Self Credit Repair Kit Includes:
Understanding Credit Basics
- What is Credit and how can it affect me?
- How does my credit become "bad"?
- How do I find out the current status of my credit?
- How does bad credit affect me and my finances?
Understanding the Credit Bureaus
- Who are the credit bureaus and what do they do?
- Are all three credit bureaus important?
- When should I review my credit report?
- Should I use "credit monitoring"?
- Where can I obtain my credit reports?
Understanding your Credit Report and FICO scores
- Easily decipher your credit reports from TransUnion, Equifax,
and Experian.
- What is a FICO score and what does it mean to me?
Your Legal Rights to Good Credit
- What are my rights?
- What is the Fair Credit Reporting Act?
How to Make Sure Your Credit Report is Correct
- We have included tips on how to locate inaccurate and negative
items on your credit reports.
How to Dispute Information on your Credit Report and
Get Results!
- We have provided all of the information you need to remove
inaccurate items from your credit reports
- Proven tips that will get you quick and effective results.
- What to do and what not to do when disputing items to the
credit bureaus.
- Credit repair letter dispute templates and instructions on how
to write your own disputes.
- How to handle frivolous claims or rejections from your disputes.
What do I do if a credit bureau violates my rights?
- In some circumstances you may be entitled to seek damages
from violators of the Fair Credit Reporting Act.
- We have provided contact information for agencies with authority
to enforce the FCRA.
*PLUS*
Get our ID Theft Security Manual for Free!
For a Limited Time we are including our Identity Theft Manual
for Free with our Self Credit Repair Kit! Our Identity
Theft manual was written by attorneys and is an outgrowth of the
personal experience of the authors in trying to combat Id Theft
in their own lives. Those of us who are victims of ID Theft can
relate to the sense of violation, which we all felt when we discovered
that persons unknown to us were utilizing our private information
to enrich them, and do us harm. In 2002 alone, there were approximately
700,000 instances of ID Theft in the United States. Due to the sheer
volume of occurrences, law enforcement is overwhelmed, making it
all the more important that we do what we can to protect ourselves.
What is included in the ID Theft manual?
Section I - How do I know if I am a Victim of ID Theft?
While there is no absolute protection from ID Theft, there are things,
which can be done to minimize one's vulnerability to the crime. Just
like locking the doors to a home may help prevent a theft of household
items, vigilance over one's 'financial house' can help prevent ID
Theft or limit the damage done should it occur.
Section II - I am a victim of ID Theft. What Should I do?
If you are, or suspect that you are a victim of ID Theft, the first
thing you should do is take a deep breath. Understand two things.
First, you are a victim of a crime, which is estimated to have been
committed 700,000 times in 2002 alone. Thus, you are not alone, and
there are institutions and resources available to help you. Second,
you will need to be determined and thorough in resolving the effects
of this crime upon you. This section of the manual will explain and
walk you through the process of resolving the effects of ID as quickly
and efficiently as possible.
Section III - How can I reduce the chances of being a victim
of ID Theft?
No one living in today's economy is totally immune from the threat
of ID Theft, but there are some prudent steps one can take to diminish
the chance of becoming a victim. This section will help you limit
the damage to your credit should someone begin misusing your identity
because it gives you notice that something is amiss before too much
time has passed. We believe the best strategy is to employ measures
that are both preventative and limiting.
Section IV - Federal and State Laws
We have compiled an easy to use directory of Federal and State Laws
giving you easy access so that you can understand and use the laws
to your fullest advantage. This information is vital to resolving
the effects of ID theft as well as giving you an understanding of
your rights so that you may prevent identity theft from occurring.
Why our Self Credit Repair Kit is Better than
the Competition
Reason 1: It's FREE!
Reason 2: Unlike many other kits and manuals, our credit
repair kit was written by a former Attorney for the Federal Trade Commission.
With our attorneys knowledge at your hands, you will be able to successfully
repair your own credit with ease.
Reason 3: You get our attorneys Identity Theft Protection
Manual for free too. Learn what concrete steps can you take to limit your
exposure to be coming a victim of identity theft.
Reason 4: Our credit repair kit is up to date. Unlike
other kits, we update our credit repair kit every three to six months,
so you can be assured that our kit contains only up to date and relevant
information.
